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Articles hosted by Rory Smith
Bitcoin Reserve Bill H.R. 8957: What It Means for XRP and Other Coins
A House committee advanced H.R. 8957 by 28 to 21. It locks the Bitcoin reserve for 20 years and puts every other coin, XRP included, in a separate stockpile.
September 26, 2026
JPMorgan, Ondo and Ripple's XRP Ledger Treasury Redemption Explained
A tokenized US Treasury redemption ran on the XRP Ledger with JPMorgan, Mastercard, Ondo and Ripple. None of them mentioned XRP. Here is where XRP fits in.
September 24, 2026
XRP Escrow Explained: Why 700 Million XRP Was Relocked Until 2029
On September 1, 2026, Ripple relocked 700 million XRP with a May 2029 release date. How the escrow rolls forward and how to read the monthly unlock headline.
September 24, 2026
XRP Whales Bought 1.54 Billion XRP After the Clarity Act Vote Failed
The Clarity Act failed a 49-50 Senate vote on September 15, 2026, yet large wallets added 1.54 billion XRP in 96 hours. What happened, and what is still open.
September 23, 2026
Fed Rate Hike 2026: Is XRP Facing a Repeat of 2022?
The Fed raised rates in September 2026 for the first time since 2023. How this compares with 2022 for XRP, what fund flows showed, and three signals to watch.
September 21, 2026
Clarity Act Senate Vote: Why XRP Fell but Its Legal Status Held
The Clarity Act failed a 49-50 Senate cloture vote and XRP dropped about 10%. What the vote actually decided, why the price fell, and what still protects XRP.
September 18, 2026
Tokenized Funds on the XRP Ledger: What Aviva and Aberdeen Built
Two asset managers put money market funds on the XRP Ledger. Aviva's token cannot be traded and has a £1 million minimum. What that says about tokenization.
August 26, 2026
Crypto Inheritance: What Happens to Self-Custodied XRP When You Die
Self-custody keeps your XRP safe from everyone, including your heirs. The real Matthew Mellon story, the myths, and five traps estate professionals warn about.
August 25, 2026
Is the XRP Ledger Decentralized? Validators and the UNL Explained
The XRP Ledger has no miners or stakers. What validators do, how the Unique Node List works, how amendments pass, and both sides of the Bons-Schwartz debate.
August 23, 2026