Regulation
CFTC Crypto Rule After the CLARITY Act Vote: What Holders Should Know
The Senate blocked the CLARITY Act 49 to 50. Two days later the CFTC sent a crypto markets pre-rule to the White House. What was filed and what comes next.
September 29, 2026
Did XRP Whales Really Buy 1.5 Billion XRP After the Clarity Act Vote?
After the Senate blocked the Clarity Act, one chart showed XRP whales buying and another showed whales sending XRP to Binance. What each one really shows.
September 29, 2026
Bitcoin Reserve Bill H.R. 8957: What It Means for XRP and Other Coins
A House committee advanced H.R. 8957 by 28 to 21. It locks the Bitcoin reserve for 20 years and puts every other coin, XRP included, in a separate stockpile.
September 26, 2026
Ripple National Trust Bank: What the OCC Charter Letter Actually Says
Ripple's OCC trust bank approval is conditional, mentions XRP zero times and expires unless two deadlines are met. What the 12-page letter says, page by page.
September 25, 2026
Treasury Clearing Rule: What the December 31, 2026 Deadline Changes
From December 31, 2026, US Treasury cash trades must be centrally cleared. The SEC rule, the strained funding markets behind it, and the new settlement rails.
September 25, 2026
CFTC Crypto Rule Explained: What the Agency Filed After the Clarity Act Failed
Two days after the Clarity Act failed, the CFTC sent a two-part crypto rule package to the White House. What it covers, its legal basis and why it may not last.
September 23, 2026
Form 1099-DA: Why Box 1g Is Empty for Crypto Bought Before 2026
Form 1099-DA reports what you sold but often not what you paid. Here's who counts as 'non-covered', why self-custody matters, and how to check your records.
September 19, 2026
Crypto Reporting Thresholds: Why Your Exchange's Limit Isn't $10,000
Most people think $10,000 triggers a report. For crypto exchanges, suspicious activity reports start at $2,000. The real thresholds, and why splitting backfires.
September 19, 2026
Clarity Act Senate Vote: Why XRP Fell but Its Legal Status Held
The Clarity Act failed a 49-50 Senate cloture vote and XRP dropped about 10%. What the vote actually decided, why the price fell, and what still protects XRP.
September 18, 2026
Clarity Act Failed: What Actually Changed for XRP Holders
The Senate failed to advance the Clarity Act and XRP fell about 9%. What the vote changed, what it did not, and four pieces of evidence XRP holders can watch next.
September 17, 2026
Stablecoin Interest Ban: Who Earns the Yield on Your Dollars?
The GENIUS Act bars stablecoin issuers from paying holders interest. Circle's filing shows where the reserve income goes, and how to work out your own figure.
September 17, 2026
Clarity Act Fails 49-50: Why XRP Fell Harder Than Bitcoin
The Clarity Act fell 49-50 in the Senate and XRP dropped about twice as much as Bitcoin. What the vote means, what comes next, and the 'reaction test' to watch.
September 17, 2026
Unclaimed Crypto: When a Dormant Exchange Account Goes to the State
Coinbase sent $270 million to Wyoming as unclaimed property. How escheat laws treat dormant crypto, what resets the clock, and why death cuts it to 2 years.
September 15, 2026
Crypto Inheritance: How the Step-Up in Basis Works and Its Limits
Inherited crypto can get a new cost basis at the date of death under Section 1014. How it works, why gifts differ, and the IRS ruling on irrevocable trusts.
September 14, 2026
Basel Crypto Rules: Why Banks Like JPMorgan Can Hold So Little Crypto
Under the Basel crypto standard live since January 2026, banks hold XRP and Bitcoin at a 1,250% risk weight, capped near 1% of Tier 1 capital. Here's the math.
September 14, 2026
CLARITY Act and XRP: Why Commodity Status Is At Least 630 Days Away
The CLARITY Act never names XRP. It leaves the key word, 'controlled,' for the SEC and CFTC to define. Why the earliest realistic timeline is about 630 days.
September 13, 2026
Kraken's Fed Master Account: What the Three Tiers Mean for Ripple
Kraken got the first Fed master account for a crypto firm, but on a one-year term in the strictest tier. How the Fed's tiers work and where Ripple might land.
September 7, 2026
SEC's Regulation Crypto Assets Proposal: What It Means for XRP
The SEC proposed a crypto-specific offering framework on August 18 and the CFTC says regulation by enforcement is over. What changes for XRP, and what doesn't.
September 5, 2026Other topics: XRP · Bitcoin · Altcoins · Security · Strategy